Home Combined Policy

This policy covers your buildings, fixtures and fittings, household goods, personal effects against damage caused by theft, fire, lightning, explosion, earthquake, and impact by animals, accidental damage of water pipes, accidental breakage of windows and more. The All Risks section covers you for loss or damage from most external causes. It covers items such as jewelry, watches, cameras, spectacles and property which you often take away from home. It also includes luggage, sports equipment and other possible possessions that you generally carry on you.